Dental
Smile big! Dental benefits can help you take care of your teeth so you look great, reduce pain, and avoid costly problems in the future.
The Dental Plan covers in-network preventive care at 100%. If you need a filling or other dental work, benefit features include basic services, major restorative care and orthodontia after you pay your deductible. Note: Your out-of-pocket costs can vary significantly based on whether your dentist participates in a Delta Dental network. You’ll save the most when you use Delta Dental PPO providers, and a little less when you use Delta Dental Premier providers. You will likely pay the most out of your pocket when you use non‑network dental providers.
| In-Network | |
|---|---|
| Preventive & Diagnostic Care | |
| Deductible |
Per person: $50; 2+ people: not to exceed $100 |
| Calendar Year Annual Maximum | $2,000 |
| Basic Services | 90% |
| Major Restorative Care | 70% |
| Orthodontia No deductible, $1,500 lifetime max per person) |
Pay 50% per person; no age limit |
No-cost check-ups
One of the best features of dental coverage is that most in-network preventive care is covered at 100% with no deductible. That means you get check-ups, X-rays, and two cleanings a year at no cost to you.
What is a pre-treatment estimate?
Pre-treatment estimates are helpful when it comes to budgeting for dental procedures and help prevent surprises. Make sure to request one from your dentist before they get started.
As an example, here’s how it would work if you were having a tooth replaced:
- Your dental provider asks Delta Dental for an estimate.
- Delta Dental tells them how much insurance covers and what you (the patient) would need to pay.
- The dentist shares this information with you, and you can decide if and when to get the procedure.
- If you’re concerned that your dentist hasn’t requested an estimate, you can call Delta Dental for your pre-treatment estimate and to answer questions.
Resources
tkAT Benefit Guide
Detailed plan comparisons, premium information, and additional features.
Delta Dental App
Manage your claims and dental benefits directly from your phone.