Hospital Insurance
Because Hospital Indemnity Insurance is supplemental, it pays in addition to other coverage you may already have in place. Plus, it works well with your medical plan, helping to close gaps in your coverage.
With Hospital Indemnity Insurance from Allstate Benefits:
- Coverage is guaranteed issue, at initial enrollment subject to pre-existing condition limitations if applicable
- Coverage is available for spouse and children
- Affordable premiums are conveniently payroll deducted
- You may be able to take the coverage with you if you leave your job or your employer cancels your coverage
Hospitalization benefits include:
- Daily hospital confinement
- First day hospital confinement
- Hospital intensive care
Please note: Benefits are not paid for emergency room treatment or outpatient procedures.
What is guaranteed issue?
Guaranteed issue means that you get insurance coverage up to a certain amount without having to answer medical questions during enrollment. Sometimes, even when an insurance company issues coverage, they might specifically call out any medical issues you have prior to getting the coverage (i.e. you broke your arm a week before signing up for coverage and you’re still getting treatment for it.)
Resources
Auto Tech NA Benefit Guide
Detailed plan comparisons, premium information, and additional features. Password required — see your manager for more information.
